TRAVEL INSURANCE:
If for some reason you are unable to attend your highly anticipated trip, travel insurance can offer a means to recoup invested monies. Your reason for canceling could be 100 percent legitimate, but if the travel company has a no refund policy, though they will be sympathetic, it is unlikely the money can be returned. This is the power of a travel insurance policy. Subject to the policy purchased and its accompanying terms and conditions, filing a claim provides an avenue to recover your hard-earned money.